Medicare’s Annual Enrollment Period is now underway, running through December 7. This window is a critical opportunity for Medicare beneficiaries to review their current health coverage and make any changes for the upcoming year.
Each fall, Medicare plans update their premiums, deductibles, copays, and prescription drug coverage, which can significantly affect out-of-pocket costs. Reviewing your plan now can help ensure it still meets your healthcare and financial needs for 2026.
During this period, individuals with Original Medicare (Parts A and B) can explore additional coverage options, such as Medicare Advantage (Part C) or stand-alone prescription drug plans (Part D). Medicare Advantage plans, offered by private insurers, often bundle services and may provide extra benefits that Original Medicare does not cover.
Many of today’s Medicare Advantage plans include expanded services like dental, vision, and hearing coverage, transportation to medical appointments, and even meal delivery after a hospital stay—features that can make a meaningful difference in quality of life.
It’s important to note: This is the only time each year when most beneficiaries can switch, drop, or enroll in a Medicare plan. The deadline to make changes is December 7, and any adjustments will take effect on January 1, 2026.
Whether you’re happy with your current plan or considering new options, now is the time to act. A little research today can lead to better coverage and potential savings in the year ahead.
